Homespace Pay handles every dollar from job close to bank deposit. Payments process through Stripe in the background — your customers never need a Stripe account. You accept major cards, ACH bank transfers, Apple Pay, and Google Pay from a single interface, with all fees, deposits, and refunds syncing automatically to QuickBooks.Documentation Index
Fetch the complete documentation index at: https://help.homespace.co/llms.txt
Use this file to discover all available pages before exploring further.
You must connect a bank account before you can accept any payments. Go to Dashboard > Settings > Payments > Connect Bank to complete setup.
What’s in this section
Tap to Pay
Accept contactless card payments in person using your iPhone — no hardware required.
Payouts
Track deposits, view payout history, and reconcile transactions by month.
Invoicing
Send invoices, collect payment links, and manage overdue reminders.
Payment methods accepted
Homespace supports the payment methods your customers actually use.| Method | Description |
|---|---|
| Credit / debit card | All major card networks (Visa, Mastercard, Amex, Discover) |
| ACH bank transfer | Direct bank-to-bank transfer; best for large invoices |
| Apple Pay | NFC wallet via iPhone, iPad, or Safari on Mac |
| Google Pay | NFC wallet or in-browser on Android and Chrome |
Same-day deposits
Payments collected before 5 PM PT on a business day typically arrive in your connected bank account the same day. There is no 3-day holding period. Funds are listed as “In transit” in the Payouts dashboard while processing and appear in your bank the same evening.Processing rates
All rates apply to payments processed through Homespace. There are no setup fees, monthly minimums, or hidden charges for refunds, disputes, or payouts.| Method | Rate | Notes |
|---|---|---|
| Card, in-app | 2.6% + $0.10 | Standard card-present rate |
| Card, manually keyed | 3.3% + $0.20 | Higher rate for card-not-present entry |
| ACH bank transfer | 0.8% | Capped at $5 per transaction |
| Apple Pay / Google Pay | 2.6% + $0.10 | Same rate as in-app card |
| Subscription / auto-charge | 2.4% + $0.10 | 20 basis points off recurring payments |
| Refunds, disputes, payouts | Free | No hidden fees |
Connecting your bank account
Before you can accept payments or receive payouts, you need to connect a bank account.Click Connect Bank
Select Connect Bank and you will be redirected to the Stripe onboarding flow. Your business details are pre-filled from your Homespace profile.
Complete Stripe verification
Stripe will ask for your business type, EIN or SSN, and bank account details. This typically takes under five minutes. Your customers never interact with Stripe directly.
Dispute protection
Homespace automatically assembles a chargeback rebuttal package for every job that ends in a signed invoice. The package includes:- The signed estimate
- Before and after photos attached to the job
- The signed invoice with payment record